Get paid with
a single link.
No code. No website.
Create a shareable payment link in seconds. Send it via WhatsApp, SMS, or email โ your customer pays with card, mobile money, or bank transfer. You get notified instantly.
Create a link
Live link payments
< 90s
Avg. pay time
73%
Conversion
SMS/WA/Email
Channels
< 60s
Link creation time
73%
Avg. conversion
15+
Payment methods
3
Sharing channels
0
Code required
99.9%
Uptime SLA
How it works
Three steps.
Payment collected.
Create a link
Enter a description, amount, currency, and optional expiry. Set it as one-time, multi-use, or open-amount for tips and donations. Takes under 60 seconds from dashboard or API.
Share it anywhere
Copy the link or scan the auto-generated QR code. Send via WhatsApp, SMS, email, or embed it as a button on any webpage. Works in Instagram bio, Facebook page, or any messaging app.
Customer pays, you get notified
Your customer lands on a mobile-optimised checkout hosted by Sendexa. They pay with card, mobile money, or bank transfer. You receive an instant webhook + SMS/email notification.
Link types
One tool.
Every payment scenario.
Fixed amount
You set the amount. Customer pays exactly that. Perfect for invoices, service fees, and product sales where the price is known.
Open amount
Customer enters any amount. Perfect for donations, tips, voluntary contributions, or flexible services where price varies.
Recurring
Customer authorises a standing payment that auto-charges on your schedule โ weekly, monthly, or custom. No re-authorisation needed.
Multi-product
Add multiple line items to a single link. Customer sees a full itemised breakdown before paying. Ideal for order forms and quotes.
Who uses payment links
Built for how Africa
actually does business.
Most African businesses don't have a website โ they operate through WhatsApp, social media, and phone. Payment Links meet them exactly there.
Freelancers & consultants
Send an invoice link via WhatsApp after a project. Customer pays without needing a bank transfer โ you get notified instantly.
Social commerce sellers
Selling on Instagram or WhatsApp Business? Generate a link per order. No cart, no website, no friction โ just a clean payment page.
Schools & institutions
Collect school fees, exam registration, and event payments via SMS or email link. Track who has paid from the dashboard.
Healthcare providers
Send a payment request for consultation, lab work, or pharmacy purchase before the patient arrives. Reduce cash handling.
Service businesses
Plumbers, electricians, and contractors can share a payment link on-site after completing work. No card machine needed.
Farmers & cooperatives
Collect deposits for advance orders, membership dues, and input payments โ even from feature phone users via USSD-linked links.
What's included
Everything you need
to collect payments.
Branded checkout page
Add your logo, brand colours, and a custom message. Customers see your brand, not Sendexa's โ builds trust and improves conversion.
Auto QR code
Every link comes with a downloadable QR code in PNG and SVG. Print it on receipts, menus, business cards, or storefronts.
Expiry & limits
Set an expiry date, usage limit, or maximum amount. One-time links auto-deactivate after first payment. Perfect for invoice security.
Instant notifications
Receive an SMS, email, or webhook every time your link is paid. Know exactly who paid, when, and how โ from any device.
Smart sharing
One-click share to WhatsApp, copy link for SMS, or embed as a button on any webpage with a single line of HTML.
Link analytics
See how many times your link was viewed, attempted, and paid. Track drop-off by payment method and device type.
Bulk link generation
Generate hundreds of unique links at once from a CSV โ each with a different amount and customer reference. Ideal for bulk invoicing.
Customer receipts
Customers receive an automatic email or SMS receipt after paying. You can customise the receipt with your brand and support contact.
Refund management
Issue full or partial refunds directly from the dashboard or via API. Customer is notified automatically by SMS or email.
API access
Generate links
programmatically.
The Payment Links API lets you auto-generate links from your backend โ ideal for invoicing systems, order management tools, and platforms that need to create hundreds of unique links per day.
POST /v1/payment-links with amount and metadata
Use the returned URL or QR code however you need
Receive payment.completed webhook to trigger fulfilment
import Sendexa from "sendexa";
const client = new Sendexa(process.env.SENDEXA_API_KEY);
// Create a payment link
const link = await client.paymentLinks.create({
amount: 120000, // GHS 1,200.00 in pesewas
currency: "GHS",
description: "Web Design Services โ Invoice #0041",
type: "fixed", // "fixed" | "open" | "recurring"
expiry_hours: 168, // 7 days
usage_limit: 1, // one-time use
customer: {
email: "kofi@client.com",
name: "Kofi Mensah",
},
notify: {
sms: "+233 55 000 1234",
email: "me@myagency.co",
},
metadata: { invoice_id: "INV-0041" },
});
console.log(link.url);
// โ https://pay.sendexa.co/pl_Kwz8mN4a
// Share via WhatsApp (send an SMS with the link)
await client.messages.send({
to: "+233 55 111 2222",
message: `Hi Kofi! Your invoice is ready: ${link.url}`,
channel: "sms",
});
// Receive payment.completed webhook
// โ { link_id, amount_paid, customer, method, paid_at }Pricing
Free to create.
Pay only when paid.
Payment links are free to create. We only charge a small percentage when a link is successfully paid.
Card payments
1.9%
Visa, Mastercard, Verve, GhIPSS
Mobile money
1.5%
MTN, Vodafone, AirtelTigo, M-Pesa, Orange
Bank transfer
1.2%
All local clearing networks
Link creation
Unlimited links, no monthly fee. Create as many as you need โ only pay on successful collection.
Link analytics
View counts, conversion rates, and drop-off data included on all plans at no extra cost.
Bulk generation
Batch API for generating hundreds of links from CSV. Priced per API call on Growth and above.
Your first link is
60 seconds away.
Sign up, create your first payment link, and share it on WhatsApp in under a minute. No developer, no website, no credit card required.