Accept payments across Africa.
One API to collect Mobile Money, card, and bank transfer payments from customers anywhere in Africa — with instant settlement, built-in fraud protection, and full analytics.
Pay to
Sendexa Store
Amount
GHS 480.00
Payment method
Secured by Sendexa · PCI DSS Level 1
99.5%
Payment success rate
3
Payment methods in one API
<2s
Average checkout time
15+
African markets
Payment products
Four ways to collect money
Whether you need a full checkout, a shareable link, or in-person terminals — Sendexa has a payment product for every context.
Infrastructure
Built for the African payment stack
Unlike global payment processors bolted onto African networks, Sendexa is designed from the ground up for Mobile Money-first markets.
Instant Settlement
Funds settle to your Sendexa wallet in real time — no T+2 delays on Mobile Money.
Multi-Currency
Accept GHS, NGN, KES, XOF and more. Auto-convert at live mid-market rates.
Fraud Prevention
3DS2, velocity checks, and device fingerprinting protect every transaction by default.
Revenue Analytics
Daily settlement reports, chargeback tracking, and revenue breakdown by channel.
Automatic Retries
Failed transactions are retried across alternate routes to maximise conversion.
PCI DSS Level 1
The highest level of payment security certification — your customers' data is never at risk.
Developer-first
Integrate payments in under an hour
A clean REST API with SDKs for Node.js, Python, PHP, and Go. Hosted checkout means you never touch card data — PCI compliance is handled for you.
// Accept a Mobile Money payment
const checkout = await sendexa.payments.create({
amount: 48000, // in pesewas (GHS 480.00)
currency: "GHS",
method: "mobile_money", // "card" | "bank_transfer"
customer: {
name: "Kofi Boateng",
phone: "+233244123456",
email: "kofi@example.com",
},
metadata: { orderId: "ORD-9241" },
callbackUrl: "https://yourapp.com/payments/webhook",
});
// Redirect customer to hosted checkout
redirect(checkout.checkoutUrl);
// Or verify via webhook
// POST /payments/webhook → { status: "success", txRef: "..." }Use cases
Payments for every business model
Cart & Checkout Payments
Embed Sendexa Checkout into any storefront to accept Mobile Money, cards, and bank transfers in one flow.
Contractor Payouts
Pay thousands of drivers, freelancers, or agents directly to their Mobile Money wallets in one API call.
Subscription Billing
Charge customers on a recurring schedule with automatic retries for failed payments.
Split Payments
Collect from a buyer and instantly split the settlement between sellers and your platform fee.
The payment infrastructure Africa's builders deserve.
No setup fee. No long contracts. Start collecting payments today and scale as you grow.